Karobar US

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  • Why do we fail?

    Selecting the right mortgage loan officer is pivotal in the home buying process. Beyond mere financial transactions, they guide individuals through one of life’s most significant investments. A proficient officer possesses comprehensive knowledge, ensuring clients understand their options, terms, and implications. Their expertise extends to matching clients with suitable loans, tailoring solutions to unique financial…

  • The health that matters

    In the United States, selecting the right health insurance agent holds immense significance for ensuring optimal healthcare coverage. A knowledgeable agent serves as a bridge between individuals and the complex healthcare system, offering invaluable expertise in navigating policies, coverage options, and understanding fine print. With the evolving landscape of healthcare laws and insurance plans, having…

  • The Mortgage Connection

    Hello, I’m Arlene Serrano, the CEO of 38 Mortgage. My journey in the mortgage industry began amidst the chaos of the Great Recession in 2008. Seeing the hardships faced by individuals losing their jobs and homes, I embarked on a 15-year quest to gain experience and insight into the field. But beyond just accumulating expertise,…

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